Do you need to factor climate change into your next investment decision?
Buying a asset or investment may be one of your most important financial decisions. Climate change is already impacting on returns of some investment classes with climate change impacts and regulatory changes creating winners and losers.
Climate Risk can help you assess the risks to your new investment and help reduce your exposure, while understanding the new opportunities created. For example many Australian buildings have been designed to cope with the weather and climate of the past, not the more extreme weather events occurring now and predicted for the future. That means that your future investment may need costly adaptation that you need to know about and should plan for.

How can Climate Risk help you reduce climate exposure on investments?.

“Within the insurance sector, there is potential for market erosion of insurance cover. Affected communities will then have to deal with both the hardships of the events and problems associated with the ability to safeguard properties by rising or unavailable premiums.” Insurance Australia Group

The impacts of climate change are evolving quickly and vary from place to place. At Climate Risk, we provide you with a location specific Climate Risk report for your asset covering the financing period to 2030 or longer if necessary. We address all the major impacts including extreme weather, sea level rise, storm surge, ambient and peak heat intensity, bush-fire, rain fall, long term precipitation, flooding and disease vectors. On the other hand people need somewhere safe and secure to live, work and invest.

Knowing where people are likely to stay, or move to, provides an insight into property and infrastructure investments that are more resilient to climate change. Using our location-specific climate change impact reports, we provide synthesis of the impacts relevant to building and ground integrity based on current science.

If you have been required to get a climate change risk report for your finance or insurance provider, our reports are designed to be suitable for lenders, insurers or local government requirements.

To discuss your needs please contact our Director Business Services , Climate Risk Investments Pty Ltd Gareth Johnston + 61 433 108 391

Please note, although Climate Risk Investments does not provide valuations or physical assessments of assets, we can however recommend professional partners.

References
1: Australian Government Report Climate Change Risk and Vulnerability. Allens Consulting, March 2005
2: IAG, Coleman, Impact of Climate Change on Insurance Against Catastrophes.
3. RICS, The Impact of Flooding on Residential Property Values, Sept, 2004.